What is vision insurance?
Vision insurance is a type of supplemental health insurance that is designed to reduce the costs associated with routine eye care services. While health insurance will cover financial costs related to eye injuries and disease, vision insurance is more of a wellness benefit used to assist with the cost of prescription eyewear and eye exams.
Typically, vision insurance plans provide specified dollar amounts for the purchase of eyeglasses and contact lenses and payments for eye exams. Some plans may even offer discounts on refractive surgery.
Vision insurance may be offered through an employer, association, school, or government program. Individuals who are self-employed can also purchase vision insurance on their own.